Cost & Fees

At Pioneer Title Agency, we provide detailed insights into the costs and fees associated with real estate transactions for both buyers and sellers. Buyers are typically responsible for lender's title insurance, half of the escrow fees, all loan-related fees (except those required by the lender for the seller to pay), recording charges, and pre-paid items such as hazard insurance and property taxes. Sellers generally cover the owner's title insurance, real estate commissions, the other half of the escrow fees, and costs related to clearing any encumbrances and ensuring smooth transfer of ownership. Our escrow services encompass a comprehensive range of tasks to facilitate the closing process, including arranging for title insurance, handling payoffs, and preparing closing statements. Pioneer Title Agency stands out with its all-inclusive escrow fee, ensuring a seamless and cost-effective service for our clients.