Jumbo mortgage loans from Legacy Home Finance are designed to finance high-value properties that exceed the limits set for conventional conforming loans. With a threshold of $766,550 in most counties, these non-conforming conventional mortgages are essential for purchasing luxury homes. Legacy Home Finance offers these loans with flexible terms and options for both fixed and adjustable interest rates, catering to a variety of borrower needs. However, it's important to note that these loans carry a higher risk for lenders as they are not backed by government-sponsored entities like Fannie Mae or Freddie Mac.
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