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HOME MORTGAGE & REFINANCE HELP

FROM THE EXPERTS AT MOVING THE MITTEN

CONVENTIONAL HOME MORTGAGE

A conventional home mortgage can have a fixed or an adjustable-rate that is repaid over a certain period of years. It includes the traditional 30-year mortgage along with second mortgages that are shorter term. With a conventional home mortgage, there is better flexibility with security options and your credit history.

VETERAN’S ADMINISTRATION LOANS

Current military personnel, military spouses, and veterans may be able to receive a loan that is insured by the Department of Veterans Affairs. With these loans, you will have a lower down payment than other mortgage programs. We are proud to be an approved VA lender and we will help you and your military family to get you the house you have always wanted.

RURAL DEVELOPMENT LOANS

If your home is in the city or not in your budget then you may be a good candidate for a USDA 502 rural development loan. Low-income families can use these loans to move into a newly built home or an existing home in a beautiful rural area. We can help you find your perfect home in any rural area you desire.

FHA & REHABILITATION LOANS

Qualified borrowers with a home loan that is insured by the Federal Housing Administration, get additional security that makes homeownership more accessible for families with less money for the beginning down payment. For FHA borrowers only 3.5% of their purchase will be needed, depending on their credit score.

If you are a homeowner with the renovation on your mind, then the FHA also insures 203k Rehab Loans. You will be able to get financing to cover your initial purchase and renovation for your home.

REFINANCE LOANS

If you bought a home during the high market or have been struggling with a variable rate then you may be able to lower your payments by refinancing your current mortgage. Our team can help you consider different options and get you a refinance loan that will lower your monthly expenses.