The complexity of the retirement plan market continues to build as regulations increase. Whether it is the definition of the word “fiduciary” or the selection of the plan qualified default investment alternative (QDIA), one can quickly become overwhelmed. Our goal at Capital Investment Services is to serve both the plan sponsor as well as the participants through effective communication and educational services. Keeping things simple yet professional on the participant and plan level can deliver a solid benefit for years to come. Our efforts in the corporate retirement plan world were recognized by Financial Times Magazine as one of the Top 401 Retirement Plan Advisors nationally in 2015*.