Each year 12% of the adult population suffer a long term disability.
1 out of every 7 workers will suffer a five-year or longer disability before reaching age 65.
At age 32 your chances of suffering a three-month or longer disability is 6 times more likely than death.
At age 35 your chances of suffering a three-month or longer disability is 50%.
At age 45 your chances of suffering a three-month or longer disability is 44%.
On average 7 out of 10 claims for Social Security disability benefits are refused the first time requested.
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