This insurance provides protection for a specified period and pays out a benefit if the insured passes away during that time. Level Term policies feature consistent premiums and death benefits, which can be guaranteed or non-guaranteed. Once a policy is in force, the insurance company is obligated to keep it in force as long as premiums are paid. Some policies can be renewed, but premium rates increase at each renewal, often requiring proof of insurability for the lowest rates. Rooke's Texas Hills Insurance Agency is ready to assist with your term life insurance needs.
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